Financial Focus

The promise and the limitsYour budgeting app has spotted an unusual spending pattern and suggests transferring $50 from your savings account to your checking account.Later that day, a roboadvisor automatically rebalances your investment portfolio.

All In: Elf

“Elves seldom give unguarded advice, for advice is a dangerous gift, even from the wise to the wise, and all courses may run ill.” — J. R. R. Tolkien, English novelist or “Don’t be a cotton-headed ninny muggins.

Financial Focus

As an investor, you will always need to deal with risk of some kind. How can you manage the risk that accompanies the volatility of the financial markets? The answer depends somewhat on where you are in life.

STATE CAPITAL HIGHLIGHTS

Supreme Court upholds state’s redrawn congressional map The U.S. Supreme Court’s 6-3 decision to reverse a lower court’s ruling and uphold the mid-decade redrawn congressional map for Texas sent candidates scrambling to file or opt to retire with the filing deadline on Monday, Dec. 8.

Obsessed with handheld radios

Somewhere in Shamrock, right now, a man sits at his dining table.The table is crowded with handheld radios, a garden of various antennas, differently colored blinking LED lights, power and programming cables, a laptop, and one large multiband receiver.

LAUGHS OF THE WEEK

Funny state laws Pennsylvania• A special cleaning ordinance bans homemakers from hiding dirt and dust under a rug in a dwelling. • All fire hydrants must be checked one hour before all fires.

LETTER TO THE EDITOR

Dear Editor,In response to the articles written by Monica Alvarez and Margret Del Toro, I would like to share some concerns I believe many taxpayers in Deaf Smith County also feel.

Is this a good year for tax-loss harvesting?

Thanks to market swings, evolving tax laws and new technology, it may be a good year to consider tax-loss harvesting – a strategy that can help reduce taxes and improve long-term returns.What is tax-loss harvesting?

STATE CAPITAL HIGHLIGHTS

About 1 million Texans over the age of 45 who receive health insurance coverage through the federal Affordable Care Act will likely face monthly premiums of more than $1,000, the Austin American-Statesman reported. That accounts for one-fourth of the state’s 4 million ACA enrollees.

Tales of Deaf Smith County

“The way I see it, if you want the rainbow, you gotta put up with the rain”.--Dolly PartonDecember 1957Due to six weeks of intermittent rains and finally a four inch snow, there were several hundred acres of grain sorgham overdue for harvest.